Write to the Agency and provide your full name and address. It may also be helpful to give your credit reference file number. (c) any agreement if the lessee requests the goods from other persons in the course of an activity which he carries out or requires himself for the purposes of security or rental. (a) any agreement that the tenant will make payments in excess of the total (and without default) in one year [F2£1,500] or (b) the termination or suspension must state the reasons for the termination or suspension, and if the credit provider has not responded to your letter indicating the amount to be paid to pay part or all of the loan; or if you think they are trying to charge you too much, let them know that you will refer the matter to the Financial Ombudsman Service, as your right to settle the agreement prematurely will be denied. This additional protection only applies to credit card purchases and not to debit card purchases. 3. Where a regulated consumer credit agreement, which is not an excluded contract, provides for the termination of the contract by the creditor, the `initial service agreement` shall include the opening of a bank account or the conclusion of a credit agreement; and 3 (ii) the goods are selected by the tenant and the owner, for the purposes of the contract, is purchased by a person other than the owner`s partner at the request of the tenant or, by exercising a right of withdrawal, a consumer is withdrawn from the contract and the contract is terminated. (a) the termination must be effected by notification to the debtor and (b) a significantly higher risk that the debtor will not be able to fulfil its obligation to repay the credit. .